Essay — Questions

Thanks for sharing this!

To switch or not to switch? That question’s given me a headache since mid-November when my Carpenter Country mailbox started filling up with brochures from Medicare Advantage plans.

For the past eight years, I’ve spent hours every fall comparing whether the coverage offered fits the benefits that are best for me. Yet no matter how many questions I ask, there are still more.

Image source www.wpclipart.com

Image source www.wpclipart.com

Should I choose a HMO or a PPO? Do I want money back? Which doctors and hospitals are in the MA plans that service my area?

Even more important, what changes can I expect to see in January? Will whichever plan I chose drop doctors, change services, and/or up premiums? If so, what’s the point of me doing the work in November while the program is still in flux? Why not move the sign-up date to the new year when the rules have been finalized?

The whole procedure is annoying.

And speaking of annoying–how come this is happening in the busiest season of all? Don’t the companies offering these plans know I have better things to do around the holidays than study their “zero everything” brochures?

I guess one day they’ll notice I’ve missed the deadline again.

Oh, well, there’s always next fall. Maybe by then the sign-up for MA plans will be year-round, the fine print will be clear and concise, and I won’t have to ask myself should I or shouldn’t I?

Hope springs eternal.

***

You might also like these posts

Essay — Garden Pests Carpenter Country's weekly dose-of-nature essays tend to reflect the beauty we see. That preference doesn't mean we're oblivious to other aspects of the natural world surrounding us, including those who recently turned the lush stand of four o'clocks into stalky skeletons of their former selves.   Image source: ...
Essay – Clearing the clutter Some days the path ahead is cluttered with debris.   Image source: HL Carpenter   And some days the debris is bagged and ready for disposal.   Image source: HL Carpenter   Are you clearing the clutter from your life?   ***** ***** ABOUT THE AUTHOR ***** HL Carpenter...
Essay — Lizards and snakes, oh my! The hummers have migrated to their winter home. Fortunately, less flighty inhabitants of Carpenter Country are still here. The friendly anoles scramble through the shrubs and take care of garden pests year-round. This little guy was curious about the camera lens and brave enough to stick around while we snapped his pictu...
Essay — In the weeds We're deep in the weeds in Carpenter Country this week. The heroine of our current work in progress wants to be a botanist, and weeds are part of her life.   Image source: HL Carpenter   Weeds are part of our life too, like the scrappy little sidewalk-dwellers pictured above and below.   I...

We write. Visit us in Carpenter Country, a magical place that, like our stories, is unreal but not untrue.

Posted in Essays Tagged with: ,